01 - Access
Know your number.
Hard spending caps, logged in seconds, tracked in real time. No drift, no spreadsheets - just the balance that matters.
02 - Sign in
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What is HardCap?
HardCap is a personal expense and budget tracker. Set a monthly income, split it into hard spending caps per category, log every expense as it happens, and see your real-time remaining balance - down to the rupee. Includes a lending ledger for money owed to you, and on-demand AI spending insights.