01 - New account

Start with a clean ledger.

Set your income, define your caps, and let HardCap hold the line - every expense reconciled the moment you log it.

02 - Create account

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What is HardCap?

HardCap is a personal expense and budget tracker. Set a monthly income, split it into hard spending caps per category, log every expense as it happens, and see your real-time remaining balance - down to the rupee. Includes a lending ledger for money owed to you, and on-demand AI spending insights.